Equity Indexed Universal Life
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Life Insurance

An Amazing Retirement Vehicle

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This Is A Great Retirement Vehicle:

This is an opportunity to set aside money (TAX-DEFERRED) that is indexed to one or more of several stock

market indices.  You can take advantage of the gains of the market without the risk of investing directly into

the stock market. You earn interest based on the upward movement of the selected index, but receive downside

protection from a declining market. If the index value does not change or is lower at the end of the Index

Period, the value in the Index Account will remain the same. Every 12 months your gains are locked in

At retirement, you can actually take the income TAX-FREE as well.  If you die before you are able to complete

the plan, your family will receive a tax-free plan completion death benefit which will probably more than you would receive by retirement age. 

For a full explanation go to you tube and search: "amazing no tax retirement vehicle" Copy and paste the following into your url to see an

explanation on You Tube: https://youtu.be/NG8X1QP8I8M



What Happens If You Retire 25 Years Later?

Based upon the above historical projections, WITHOUT PAYING ANY MORE INTO THE PLAN, you now would be able to access a very

conservative estimate of $27,136 each year, WITHOUT PAYING TAXES, until you are 100 years old. If you had deposited the same number

of dollars in a traditional 401K, based historical evidence, your accumulation value would have been only $315,527 as a result of the ups and

downs of the market, not the expected $356,146 as in the IUL.  The projected AFTER TAX annual income would only be $14,025*. 

By the way, in a 401K, you have the potential of losing everything in a worst case scenario.  In the Indexed Universal Life, you are guaranteed

to have no less than $160,544 by age 65 in a worst case scenario.  That is if the stock market never had another gain year. That is more than

your original investment.  So this is a no lose concept.  

*assumes 25% tax rate

 

 


 

Here's How It Works:

 Let's assume you are a healthy, non smoking male, age 40. If you were to deposit $500.00

each month into this plan, at current projections andbased on the historical performance of

the S and P 500, you would have accumulated $356,446 in 25 years. If you were to die at age

65, your family would receive a tax-free death benefit of $528,479.