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About  GARY SMITH (President)

Take advantage of market increases without downside risk - See the Annuities tab.

Also see the comparison between the S and P 500 and indexed annuities.


Gary Smith has been a financial advisor in Santa Clara County for over 35 years. He has helped his clients prepare for and have a very successful, worry-free retirement. Gary has helped people reduce their taxes, eliminate taxes on Social Security income, avoid estate taxes, and protect their estate value. He has advised government employees, teachers, physicians, and business executives. He is also an expert in providing the most competitve life insurance and annuity products in the industry. Gary received a BA degree from Brigham Young University and an MA degree from the University of San Francisco. He has used his financial acumen to help many individuals shelter their assets, avoid probate, and protect their assets from market risk. Gary has been married to his wife, Dawn, for over 50 years, and has lived in the San Jose area for over 50 years.


If you would like assistance in planning for your future, or if you are retired and want to make sure that your doing all that you can to be financially comfortable for the rest of your life, please contact me.  There is no obligation for a free consultation.

 Email: gesfs@sbcglobal.net

Phone: 1-408-314-8858